Auto Insurance Jacksonville
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If you are a resident or planning to move to Jacksonville, you will need to get a driver’s license and Florida auto
insurance so you can register your vehicle. Certain requirements need to be followed to register your vehicle.
These include proof of ownership, verification of the VIN number and proof of insurance. Once you’re living in
Florida, it’s mandatory by state law to register your vehicle within 10 days of starting an occupation or enrolling
your child in a Florida school.

Drivers are required by Florida Law to get a driver’s license when you become a resident. You’re considered a
resident if you do one of the following things. Enroll your children in a Florida public school, register to vote, file
for a homestead exemption, accept a job or live in the state for more than six months.

Several things are needed in order to register a new vehicle that you bought in Florida. This includes either a
Florida Certificate of Title with your name on it or an application for a Certificate of Title and proof of ownership.
Also, you need the required Florida auto insurance policy.

Auto insurance in Jacksonville Florida is very important to maintain. This is a big city and you want to make sure
you’re protected in case of an accident. If you’re involved in an accident and don’t have auto insurance, you may
be fined or have your driver’s license or vehicle registration suspended. If this happens you will likely need
insurance Florida to reinstate your license.

There are many quality companies available so it is always a good idea to compare car insurance quotes. Make
sure the company you choose is specifically licensed for auto insurance in Florida. Rates depend on many
different criteria such as your credit history, age, gender, driving record, type of car you drive and the kind of
coverage that you need. The type of vehicle you drive and where you work may also be factors in determining
insurance rates.   Auto insurance rates in Jacksonville are often lower than many other
cities in the state of
Florida but again it depends on many factors.

Insurance agencies offering many different products in a variety of states may be a “jack of all trades and master
of none”. As the largest city in Florida, Jacksonville generates many challenges for car owners. Two very
significant factors driving costs are the congested traffic which increases the number of car accidents and the
Port of Jacksonville as the departure point for thousands of stolen vehicles every year.

There are also a number of factors that help keep rates lower here than in many other metropolitan areas in
Florida. The most obvious one is less fraudulent claims against the PIP portion of coverage. Jacksonville has not
been plagued nearly as much as Miami and Tampa with staged car accidents along with their phony claims for
injuries never sustained. Fewer tourists, foreign nationals, and very pricey automobiles are some other reasons
that may help keep rates lower here than in Miami, Tampa, and Ft Lauderdale.

One thing about rates that is exactly the same here as anywhere else in Florida is the wide range of prices
offered from various companies for the same exact policy. This is good news for drivers who take the time to shop
around by comparing quotes from different and reputable insurance companies. Those that do not take the time
to secure a good quote will pay more for the same coverage unnecessarily. As independent agents we only work
for you and not the insurance companies by comparison shopping and offering our customers the very best deal
for their auto insurance.